/* ============================================================
   La Soberanía de Seguros: hoja de estilos principal
   Paleta tomada del logo oficial y del portal de la cooperativa:
   navy #1B3A8A · cian #29EBF4 · azul portal #005FA8
   ============================================================ */

:root {
  color-scheme: only light;

  /* Colores de marca */
  --color-navy: #1B3A8A;
  --color-navy-dark: #002244;
  --color-cyan: #29EBF4;
  --color-cyan-rgb: 41, 235, 244;
  --color-cyan-dark: #0FA8B8;
  --color-cyan-light: #5FF1F8;
  --color-primary: #005FA8;
  --color-primary-dark: #0160AE;
  --color-primary-deep: #004C87;
  --color-primary-bright: #057EC9;
  --color-primary-bright-hover: #0672B5;

  /* Neutros */
  --color-bg: #F8FAFC;
  --color-surface: #FFFFFF;
  --color-foreground: #0F172A;
  --color-text: #334155;
  --color-text-muted: #475569;
  --color-border: #E2E8F0;
  --color-muted: #E8ECF1;
  --color-placeholder: #94A3B8;

  /* Semánticos (verdes oscurecidos para contraste 4.5:1 con blanco) */
  --color-whatsapp: #15803D;
  --color-whatsapp-dark: #166534;
  --color-error: #B91C1C;
  --gradient-icon: linear-gradient(135deg, rgba(0, 95, 168, 0.10), rgba(var(--color-cyan-rgb), 0.18));

  /* Tipografía */
  --font-heading: 'Montserrat', 'Segoe UI', sans-serif;
  --font-body: 'Inter', 'Segoe UI', sans-serif;

  /* Espaciado (escala 4/8) */
  --space-1: 0.25rem;
  --space-2: 0.5rem;
  --space-3: 0.75rem;
  --space-4: 1rem;
  --space-6: 1.5rem;
  --space-8: 2rem;
  --space-12: 3rem;
  --space-16: 4rem;
  --space-24: 6rem;

  /* Otros tokens */
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 16px;
  --radius-full: 999px;
  --shadow-sm: 0 1px 3px rgba(15, 23, 42, 0.08);
  --shadow-md: 0 6px 20px rgba(15, 23, 42, 0.10);
  --shadow-lg: 0 16px 40px rgba(18, 40, 95, 0.18);
  /* Curvas fuertes: los easings nativos de CSS son debiles. A igual duracion,
     una curva fuerte arranca mas rapido y se PERCIBE mas agil. */
  --ease-out: cubic-bezier(0.23, 1, 0.32, 1);      /* entradas y salidas */
  --ease-in-out: cubic-bezier(0.77, 0, 0.175, 1);  /* movimiento en pantalla */
  --transition: 200ms var(--ease-out);
  --transition-press: 140ms var(--ease-out);       /* feedback de pulsacion */
  --header-height: 76px;

  /* Capas */
  --z-header: 100;
  --z-float: 90;
}

/* ===== Reset básico ===== */
*,
*::before,
*::after { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--header-height) + 12px);
}

body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.6;
  color: var(--color-text);
  background-color: var(--color-bg);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

img { max-width: 100%; height: auto; display: block; }

h1, h2, h3, h4 {
  font-family: var(--font-heading);
  color: var(--color-foreground);
  line-height: 1.2;
  margin: 0;
}

.hero__title,
.section__title { text-wrap: balance; }

.hero__subtitle,
.section__lead,
.product__desc,
.step__desc,
.benefit__desc { text-wrap: pretty; }

p { margin: 0; }
ul, ol { margin: 0; padding: 0; list-style: none; }

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition);
}
a:hover { color: var(--color-primary-deep); }

button {
  font: inherit;
  cursor: pointer;
  border: none;
  background: none;
}

:focus-visible {
  outline: 3px solid var(--color-primary);
  outline-offset: 2px;
  border-radius: 4px;
}

/* En zonas oscuras el anillo azul no contrasta: se usa el cian de marca */
.header :focus-visible,
.hero :focus-visible,
.section--navy :focus-visible,
.siniestro :focus-visible,
.footer :focus-visible {
  outline-color: var(--color-cyan);
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  /* Movimiento reducido = menos y mas suave, NO cero. Se corta el
     desplazamiento pero se conservan los fundidos de opacidad y color,
     que ayudan a entender el cambio de estado. */
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-property: opacity, color, background-color, border-color !important;
    transition-duration: 200ms !important;
  }
}

/* ===== Utilidades ===== */
.container {
  width: min(100% - 2.5rem, 72rem);
  margin-inline: auto;
}

.container--narrow { width: min(100% - 2.5rem, 52rem); }

.skip-link {
  position: absolute;
  top: -100%;
  left: 1rem;
  z-index: 200;
  padding: var(--space-3) var(--space-4);
  background: var(--color-navy);
  color: #fff;
  border-radius: var(--radius-sm);
  font-weight: 600;
}
.skip-link:focus { top: 1rem; color: #fff; }

/* ===== Botones ===== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  min-height: 48px;
  padding: var(--space-3) var(--space-6);
  border-radius: var(--radius-full);
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 0.9375rem;
  line-height: 1.2;
  text-align: center;
  transition: background-color var(--transition), color var(--transition),
              border-color var(--transition), transform var(--transition-press),
              box-shadow var(--transition);
  touch-action: manipulation;
}
.btn:active { transform: scale(0.97); }

.btn--lg { min-height: 54px; padding: var(--space-4) var(--space-8); font-size: 1rem; }

.btn--primary {
  background: linear-gradient(52.75deg, var(--color-primary) 20%, var(--color-primary-dark) 90%);
  color: #fff;
  box-shadow: 0 4px 14px rgba(0, 95, 168, 0.35);
}
.btn--primary:hover {
  background: linear-gradient(52.75deg, var(--color-primary-bright-hover) 20%, var(--color-primary-deep) 90%);
  color: #fff;
  box-shadow: 0 6px 18px rgba(0, 95, 168, 0.45);
}

.btn--outline {
  background: transparent;
  color: var(--color-primary);
  border: 2px solid var(--color-primary);
}
.btn--outline:hover {
  background: var(--color-primary);
  color: #fff;
}

.btn--ghost {
  background: rgba(255, 255, 255, 0.08);
  color: #fff;
  border: 2px solid rgba(255, 255, 255, 0.55);
  -webkit-backdrop-filter: blur(4px);
  backdrop-filter: blur(4px);
}
.btn--ghost:hover {
  background: rgba(255, 255, 255, 0.18);
  border-color: #fff;
  color: #fff;
}

.btn--whatsapp {
  background: var(--color-whatsapp);
  color: #fff;
  box-shadow: 0 4px 14px rgba(22, 101, 52, 0.35);
}
.btn--whatsapp:hover {
  background: var(--color-whatsapp-dark);
  color: #fff;
  box-shadow: 0 6px 18px rgba(22, 101, 52, 0.45);
}

.btn--cyan {
  background: var(--color-cyan);
  color: var(--color-navy-dark);
}
.btn--cyan:hover {
  background: var(--color-cyan-light);
  color: var(--color-navy-dark);
}

/* ===== Header ===== */
.header {
  position: sticky;
  top: 0;
  z-index: var(--z-header);
  background: rgba(0, 34, 68, 0.92);
  -webkit-backdrop-filter: blur(10px);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid transparent;
  transition: border-color var(--transition), box-shadow var(--transition);
}
.header.is-scrolled {
  border-bottom-color: rgba(255, 255, 255, 0.12);
  box-shadow: 0 8px 24px rgba(0, 34, 68, 0.35);
}

.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  min-height: var(--header-height);
  padding-block: var(--space-2);
}

.header__brand img { width: 178px; height: auto; }

.nav__list {
  display: flex;
  align-items: center;
  gap: var(--space-2);
}

.nav__link {
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  padding: var(--space-2) var(--space-3);
  border-radius: var(--radius-sm);
  color: #fff;
  font-weight: 500;
  font-size: 0.9375rem;
}
.nav__link:hover {
  color: var(--color-cyan);
  background: rgba(255, 255, 255, 0.08);
}

.nav__cta-item { margin-left: var(--space-2); }

.nav__toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 48px;
  height: 48px;
  padding: var(--space-3);
  border-radius: var(--radius-sm);
}
@media (hover: hover) and (pointer: fine) {
  .nav__toggle:hover { background: rgba(255, 255, 255, 0.08); }
}

.nav__link,
.nav__toggle,
.faq__question,
.whatsapp-float { touch-action: manipulation; }

.btn,
.nav__toggle,
.faq__question { -webkit-tap-highlight-color: transparent; }
.nav__toggle-bar {
  display: block;
  width: 24px;
  height: 2.5px;
  border-radius: 2px;
  background: #fff;
  transition: transform 200ms var(--ease-in-out), opacity var(--transition);
}
.nav__toggle[aria-expanded="true"] .nav__toggle-bar:nth-child(1) { transform: translateY(7.5px) rotate(45deg); }
.nav__toggle[aria-expanded="true"] .nav__toggle-bar:nth-child(2) { opacity: 0; }
.nav__toggle[aria-expanded="true"] .nav__toggle-bar:nth-child(3) { transform: translateY(-7.5px) rotate(-45deg); }

/* ===== Hero ===== */
.hero {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(60rem 30rem at 110% -10%, rgba(var(--color-cyan-rgb), 0.22), transparent 60%),
    linear-gradient(140deg, var(--color-navy-dark) 0%, var(--color-navy) 45%, var(--color-primary) 100%);
  color: #fff;
}

.hero__inner {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  align-items: center;
  gap: var(--space-12);
  padding-block: var(--space-24);
}

.hero__eyebrow {
  display: inline-block;
  padding: var(--space-1) var(--space-3);
  border: 1px solid rgba(var(--color-cyan-rgb), 0.5);
  border-radius: var(--radius-full);
  color: var(--color-cyan);
  font-size: 0.8125rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.hero__title {
  margin-top: var(--space-6);
  color: #fff;
  font-size: clamp(2rem, 1.3rem + 2.8vw, 3.25rem);
  font-weight: 800;
  letter-spacing: -0.01em;
}

.hero__highlight {
  color: var(--color-cyan);
  white-space: nowrap;
}

.hero__subtitle {
  margin-top: var(--space-4);
  max-width: 34rem;
  color: rgba(255, 255, 255, 0.85);
  font-size: 1.125rem;
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4);
  margin-top: var(--space-8);
}

.hero__stats {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-8);
  margin-top: var(--space-12);
  padding-top: var(--space-6);
  border-top: 1px solid rgba(255, 255, 255, 0.18);
}

.hero__stat { display: grid; gap: var(--space-1); }

.hero__stat-value {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--color-cyan);
}

.hero__stat-label {
  font-size: 0.875rem;
  color: rgba(255, 255, 255, 0.75);
}

/* Tarjeta de póliza (visual del hero) */
.hero__visual {
  position: relative;
  display: flex;
  justify-content: center;
}

.hero__glow {
  position: absolute;
  inset: 10% -10% -10% 10%;
  background: radial-gradient(closest-side, rgba(var(--color-cyan-rgb), 0.25), transparent);
  filter: blur(30px);
  z-index: 0;
}

.policy-card {
  position: relative;
  z-index: 1;
  width: min(100%, 22rem);
  padding: var(--space-6);
  border-radius: var(--radius-lg);
  background: rgba(255, 255, 255, 0.10);
  border: 1px solid rgba(255, 255, 255, 0.22);
  -webkit-backdrop-filter: blur(12px);
  backdrop-filter: blur(12px);
  box-shadow: var(--shadow-lg);
  transform: rotate(2deg);
}

.policy-card__header {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding-bottom: var(--space-4);
  margin-bottom: var(--space-4);
  border-bottom: 1px solid rgba(255, 255, 255, 0.18);
  color: #fff;
  font-family: var(--font-heading);
  font-weight: 700;
}
.policy-card__header svg { color: var(--color-cyan); flex-shrink: 0; }

.policy-card__badge {
  margin-left: auto;
  padding: 2px 10px;
  border-radius: var(--radius-full);
  background: rgba(34, 197, 94, 0.2);
  border: 1px solid rgba(74, 222, 128, 0.6);
  color: #86EFAC;
  font-size: 0.6875rem;
  font-weight: 700;
  letter-spacing: 0.08em;
}

.policy-card__row {
  display: flex;
  justify-content: space-between;
  gap: var(--space-4);
  padding-block: var(--space-2);
  font-size: 0.875rem;
  color: rgba(255, 255, 255, 0.7);
}
.policy-card__row strong { color: #fff; font-weight: 600; }

.policy-card__footer {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  margin-top: var(--space-4);
  padding-top: var(--space-4);
  border-top: 1px solid rgba(255, 255, 255, 0.18);
  font-size: 0.8125rem;
  color: rgba(255, 255, 255, 0.75);
}
.policy-card__qr { color: var(--color-cyan); display: flex; }

/* ===== Secciones ===== */
.section { padding-block: var(--space-24); }
.section--muted { background: var(--color-muted); }

.section--navy {
  background:
    radial-gradient(50rem 25rem at -10% 110%, rgba(var(--color-cyan-rgb), 0.15), transparent 60%),
    linear-gradient(140deg, var(--color-navy-dark) 0%, var(--color-navy) 70%);
  color: rgba(255, 255, 255, 0.85);
}

.section__head {
  max-width: 44rem;
  margin-inline: auto;
  margin-bottom: var(--space-12);
  text-align: center;
}

.section__eyebrow {
  color: var(--color-primary);
  font-family: var(--font-heading);
  font-size: 0.8125rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}
.section__eyebrow--light { color: var(--color-cyan); }

.section__title {
  margin-top: var(--space-2);
  font-size: clamp(1.625rem, 1.2rem + 1.8vw, 2.375rem);
  font-weight: 800;
  letter-spacing: -0.01em;
}
.section__title--light { color: #fff; }

.section__lead {
  margin-top: var(--space-4);
  color: var(--color-text-muted);
  font-size: 1.0625rem;
}

.section__note {
  margin-top: var(--space-8);
  text-align: center;
  color: var(--color-text-muted);
}
.section__note a { font-weight: 600; }

/* ===== Verificador de pólizas (escudo de marca, estilo pieza IG) ===== */
.section--shield {
  background:
    repeating-linear-gradient(0deg, rgba(15, 168, 184, 0.07) 0 1px, transparent 1px 34px),
    repeating-linear-gradient(90deg, rgba(15, 168, 184, 0.07) 0 1px, transparent 1px 34px),
    radial-gradient(42rem 22rem at 88% -5%, rgba(41, 235, 244, 0.20), transparent 60%),
    linear-gradient(180deg, #EAFAFC 0%, #F7FDFE 100%);
}

.section--shield .section__head { margin-bottom: var(--space-8); }

.shield-hero__eyebrow {
  color: var(--color-primary);
  font-family: var(--font-heading);
  font-size: 0.875rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

/* Arte oficial del eslogan (documentacion\ESLOGAN), PNG transparente */
.shield-hero__badge {
  display: inline-block;
  margin-top: var(--space-6);
}

.shield-hero__badge img {
  display: block;
  width: min(440px, 76vw);
  height: auto;
  filter: drop-shadow(0 14px 28px rgba(0, 34, 68, 0.14));
}

.shield-hero__sub {
  margin-top: var(--space-8);
  color: var(--color-text-muted);
  font-size: 1.0625rem;
}

.card.verifier {
  box-shadow: var(--shadow-md);
}

.verifier {
  padding: var(--space-8);
}

.verifier__row {
  display: flex;
  align-items: flex-end;
  gap: var(--space-4);
}

.verifier__field { flex: 1; min-width: 0; }

.verifier__input-wrap { position: relative; }

.verifier__input-icon {
  position: absolute;
  left: var(--space-4);
  top: 50%;
  transform: translateY(-50%);
  color: var(--color-placeholder);
  pointer-events: none;
}

/* Más específico que ".form-field input" (definido después) para
   que el padding izquierdo del ícono no quede pisado. */
.form-field .verifier__input-wrap input {
  padding-left: calc(var(--space-4) * 2 + 20px);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  font-weight: 600;
}
.form-field .verifier__input-wrap input::placeholder {
  text-transform: none;
  letter-spacing: normal;
  font-weight: 400;
}

.verifier__submit {
  flex-shrink: 0;
  border-radius: var(--radius-sm);
}
.verifier__submit[disabled],
.verifier__submit[aria-disabled="true"] {
  opacity: 0.6;
  cursor: default;
  pointer-events: none;
}

.verifier__status {
  margin-top: var(--space-3);
  font-size: 0.9375rem;
  color: var(--color-text-muted);
  min-height: 1.4em;
}
.verifier__status.is-error { color: var(--color-error); }

.spinner {
  display: inline-block;
  width: 18px;
  height: 18px;
  border: 2.5px solid rgba(255, 255, 255, 0.35);
  border-top-color: #fff;
  border-radius: 50%;
  animation: girar 700ms linear infinite;
}
@keyframes girar { to { transform: rotate(360deg); } }

.verifier__result { margin-top: var(--space-6); }

.vr-card {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  overflow: hidden;
}

.vr-card__header {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-4) var(--space-6);
  background: var(--color-muted);
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--color-foreground);
}

.vr-card__badge {
  margin-left: auto;
  padding: 3px 12px;
  border-radius: var(--radius-full);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.08em;
}
.vr-card__badge--ok    { background: #DCFCE7; color: #15803D; border: 1px solid #86EFAC; }
.vr-card__badge--warn  { background: #FEF3C7; color: #B45309; border: 1px solid #FCD34D; }
.vr-card__badge--bad   { background: #FEE2E2; color: #B91C1C; border: 1px solid #FCA5A5; }
.vr-card__badge--info  { background: #E0F2FE; color: #075985; border: 1px solid #7DD3FC; }

.vr-card__body { padding: var(--space-2) var(--space-6) var(--space-4); }

.vr-card__row {
  display: flex;
  justify-content: space-between;
  gap: var(--space-4);
  padding-block: var(--space-3);
  border-bottom: 1px solid var(--color-border);
  font-size: 0.9375rem;
}
.vr-card__row:last-child { border-bottom: none; }
.vr-card__row span { color: var(--color-text-muted); }
.vr-card__row strong { color: var(--color-foreground); font-weight: 600; text-align: right; overflow-wrap: anywhere; }

.vr-card__footer {
  padding: var(--space-4) var(--space-6);
  background: var(--color-bg);
  border-top: 1px solid var(--color-border);
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: var(--space-4);
  font-size: 0.875rem;
  color: var(--color-text-muted);
}
.vr-card__footer .btn { margin-left: auto; }

/* Listado completo de pólizas de la placa (cuando hay más de una) */
.vr-list {
  margin-top: var(--space-4);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  text-align: left;
}
.vr-list__summary {
  cursor: pointer;
  padding: var(--space-4) var(--space-6);
  font-weight: 600;
  color: var(--color-primary);
  list-style: none;
  display: flex;
  align-items: center;
  gap: var(--space-2);
}
.vr-list__summary::-webkit-details-marker { display: none; }
.vr-list__summary::before {
  content: "";
  width: 0.5em;
  height: 0.5em;
  border-right: 2px solid currentColor;
  border-bottom: 2px solid currentColor;
  transform: rotate(-45deg);
  transition: transform 200ms var(--ease-in-out);
  flex-shrink: 0;
}
.vr-list[open] .vr-list__summary::before { transform: rotate(45deg); }
.vr-list__summary:hover { background: var(--color-bg); }
.vr-list__items {
  list-style: none;
  margin: 0;
  padding: 0;
  border-top: 1px solid var(--color-border);
}
.vr-list__item {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: var(--space-2) var(--space-4);
  padding: var(--space-3) var(--space-6);
  border-bottom: 1px solid var(--color-border);
  font-size: 0.875rem;
}
.vr-list__item:last-child { border-bottom: none; }
.vr-list__numero { color: var(--color-foreground); overflow-wrap: anywhere; }
.vr-list__fechas { color: var(--color-text-muted); margin-left: auto; }

/* ===== Grillas y tarjetas ===== */
.grid { display: grid; gap: var(--space-6); }
.grid--3 { grid-template-columns: repeat(3, 1fr); }

.card,
.step {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
}

/* Productos */
.product {
  position: relative;
  display: flex;
  flex-direction: column;
  padding: var(--space-8);
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}
@media (hover: hover) and (pointer: fine) {
  .product:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
    border-color: rgba(0, 95, 168, 0.35);
  }
}

.product--featured {
  border-color: var(--color-primary);
  border-width: 2px;
  box-shadow: var(--shadow-md);
}

.product__badge {
  position: absolute;
  top: calc(-1 * var(--space-3));
  left: var(--space-8);
  padding: var(--space-1) var(--space-3);
  border-radius: var(--radius-full);
  background: var(--color-primary);
  color: #fff;
  font-size: 0.75rem;
  font-weight: 700;
}
.product__badge--law { background: var(--color-navy); }
.product__badge--plus { background: var(--color-cyan-dark); color: var(--color-navy-dark); }

.product__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  border-radius: var(--radius-md);
  background: var(--gradient-icon);
  color: var(--color-primary);
  margin-bottom: var(--space-4);
}

.product__title {
  font-size: 1.1875rem;
  font-weight: 700;
}

.product__desc {
  margin-top: var(--space-2);
  font-size: 0.9375rem;
  color: var(--color-text-muted);
}

.product__list {
  display: grid;
  gap: var(--space-2);
  margin-block: var(--space-4) var(--space-6);
}
.product__list li {
  position: relative;
  padding-left: var(--space-6);
  font-size: 0.9375rem;
}
.product__list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.3em;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: rgba(var(--color-cyan-rgb), 0.22)
    url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="%230FA8B8" stroke-width="3.2" stroke-linecap="round" stroke-linejoin="round"><path d="m5 13 4 4 10-10"/></svg>')
    center / 10px no-repeat;
}

.product__cta { margin-top: auto; }

/* Pasos */
.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-6);
}

.step {
  position: relative;
  padding: var(--space-8);
  text-align: center;
}

.step__number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: linear-gradient(52.75deg, var(--color-primary-bright) 34%, var(--color-primary-dark) 80%);
  color: #fff;
  font-family: var(--font-heading);
  font-size: 1.375rem;
  font-weight: 800;
  box-shadow: 0 6px 16px rgba(0, 95, 168, 0.35);
}

.step__title {
  margin-top: var(--space-4);
  font-size: 1.125rem;
}

.step__desc {
  margin-top: var(--space-2);
  font-size: 0.9375rem;
  color: var(--color-text-muted);
}

/* Beneficios */
.benefit {
  display: grid;
  grid-template-columns: auto 1fr;
  column-gap: var(--space-4);
  align-items: start;
  padding: var(--space-6);
  border-radius: var(--radius-lg);
  transition: background-color var(--transition);
}
@media (hover: hover) and (pointer: fine) {
  .benefit:hover { background: var(--color-muted); }
}

.benefit__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  background: var(--gradient-icon);
  color: var(--color-primary);
  grid-row: span 2;
}

.benefit__title { font-size: 1.0625rem; }

.benefit__desc {
  margin-top: var(--space-1);
  font-size: 0.9375rem;
  color: var(--color-text-muted);
}

/* ===== Defensa al Asegurado ===== */
.defensa {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: var(--space-12);
  align-items: start;
}

.defensa__text {
  margin-top: var(--space-6);
  max-width: 36rem;
  color: var(--color-text-muted);
  font-size: 1.0625rem;
}

.defensa__values {
  display: grid;
  gap: var(--space-4);
  margin-top: var(--space-8);
}
.defensa__values li {
  display: grid;
  gap: 2px;
  padding-left: var(--space-4);
  border-left: 3px solid var(--color-cyan-dark);
}
.defensa__values strong {
  font-family: var(--font-heading);
  font-size: 1rem;
  color: var(--color-foreground);
}
.defensa__values span {
  font-size: 0.9375rem;
  color: var(--color-text-muted);
}

.defensa__panel {
  padding: var(--space-8);
  display: grid;
  gap: var(--space-4);
  justify-items: start;
}
.defensa__panel h3 { font-size: 1.1875rem; }
.defensa__panel p { color: var(--color-text-muted); font-size: 0.9375rem; }
.defensa__panel .defensa__nota { font-size: 0.8125rem; }

/* ===== Reportar siniestro ===== */
.siniestro {
  background:
    radial-gradient(40rem 20rem at 100% 0%, rgba(41, 235, 244, 0.16), transparent 60%),
    linear-gradient(140deg, var(--color-navy-dark) 0%, var(--color-navy) 80%);
  border-radius: var(--radius-lg);
  padding: var(--space-12) var(--space-8);
  color: #fff;
  box-shadow: var(--shadow-lg);
}

.siniestro__pasos {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-8);
  counter-reset: paso-sin;
}
.siniestro__pasos li {
  counter-increment: paso-sin;
  display: grid;
  gap: var(--space-2);
  justify-items: start;
}
.siniestro__pasos li::before {
  content: counter(paso-sin);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  border: 2px solid var(--color-cyan);
  background: rgba(41, 235, 244, 0.12);
  color: var(--color-cyan);
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: 1.125rem;
}
.siniestro__pasos strong {
  font-family: var(--font-heading);
  font-size: 1rem;
  color: #fff;
}
.siniestro__pasos span {
  font-size: 0.875rem;
  color: rgba(255, 255, 255, 0.75);
}

.siniestro__acciones {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: var(--space-4);
  margin-top: var(--space-12);
  padding-top: var(--space-8);
  border-top: 1px solid rgba(255, 255, 255, 0.18);
}

.siniestro__nota {
  width: 100%;
  font-size: 0.8125rem;
  color: rgba(255, 255, 255, 0.65);
}

/* ===== Nosotros ===== */
.about {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: var(--space-12);
  align-items: start;
}

.about__text {
  margin-top: var(--space-6);
  font-size: 1.0625rem;
  color: rgba(255, 255, 255, 0.85);
}
.about__text strong { color: #fff; }

.about__values {
  display: grid;
  gap: var(--space-4);
  margin-top: var(--space-8);
}
.about__values li {
  display: grid;
  gap: 2px;
  padding-left: var(--space-4);
  border-left: 3px solid var(--color-cyan);
}
.about__values strong {
  color: #fff;
  font-family: var(--font-heading);
  font-size: 1rem;
}
.about__values span {
  font-size: 0.9375rem;
  color: rgba(255, 255, 255, 0.75);
}

.about__panel {
  padding: var(--space-8);
  border-radius: var(--radius-lg);
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.18);
  -webkit-backdrop-filter: blur(8px);
  backdrop-filter: blur(8px);
}

.about__panel-title {
  color: #fff;
  font-size: 1.1875rem;
}

.about__panel-text {
  margin-block: var(--space-4) var(--space-6);
  font-size: 0.9375rem;
  color: rgba(255, 255, 255, 0.8);
}

/* ===== FAQ ===== */
.faq { display: grid; gap: var(--space-4); }

.faq__item {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: border-color var(--transition), box-shadow var(--transition);
}
.faq__item.is-open {
  border-color: rgba(0, 95, 168, 0.4);
  box-shadow: var(--shadow-sm);
}

.faq__heading { margin: 0; }

.faq__question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  width: 100%;
  min-height: 56px;
  padding: var(--space-4) var(--space-6);
  text-align: left;
  font-family: var(--font-heading);
  font-size: 1rem;
  font-weight: 700;
  color: var(--color-foreground);
  transition: color var(--transition);
}
.faq__question:hover { color: var(--color-primary); }

.faq__chevron {
  flex-shrink: 0;
  color: var(--color-primary);
  transition: transform var(--transition);
}
.faq__item.is-open .faq__chevron { transform: rotate(180deg); }

.faq__answer {
  display: grid;
  grid-template-rows: 0fr;
  overflow: hidden;
  transition: grid-template-rows 250ms var(--ease-out);
}
.faq__item.is-open .faq__answer { grid-template-rows: 1fr; }

.faq__answer > p {
  /* Los grid items traen min-height:auto y no encogerian solos. El padding
     cambia DE GOLPE (sin transicion): antes se animaba durante 250ms y eso era
     una SEGUNDA animacion de layout por frame. El salto es invisible porque el
     contenedor recorta, y el texto no se mueve (el padding va debajo). */
  min-height: 0;
  padding-inline: var(--space-6);
  padding-bottom: 0;
  color: var(--color-text-muted);
  font-size: 0.9375rem;
}
.faq__item.is-open .faq__answer > p { padding-bottom: var(--space-6); }

/* ===== Contacto ===== */
.contact {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: var(--space-8);
  align-items: start;
}

.contact__form,
.contact__info,
.contact__item > div { min-width: 0; }

.contact__form {
  display: grid;
  gap: var(--space-4);
  padding: var(--space-8);
}

.form-field { display: grid; gap: var(--space-2); }

.form-field label {
  font-weight: 600;
  font-size: 0.9375rem;
  color: var(--color-foreground);
}
.form-field label span { color: #DC2626; }

.form-field input,
.form-field select,
.form-field textarea {
  font: inherit;
  width: 100%;
  min-height: 48px;
  padding: var(--space-3) var(--space-4);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-sm);
  background: var(--color-surface);
  color: var(--color-foreground);
  transition: border-color var(--transition), box-shadow var(--transition);
}
.form-field textarea { resize: vertical; min-height: 96px; }

/* En campos de formulario el anillo aplica también con mouse (:focus),
   con el borde primary + ring como reemplazo visible del outline. */
.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(0, 95, 168, 0.35);
}

.form-field input::placeholder,
.form-field textarea::placeholder { color: var(--color-placeholder); }

.form-field__help {
  font-size: 0.8125rem;
  color: var(--color-text-muted);
}

.contact__submit { width: 100%; }

.contact__hint {
  text-align: center;
  font-size: 0.8125rem;
  color: var(--color-text-muted);
}

.contact__info { display: grid; gap: var(--space-4); }

.contact__item {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: var(--space-4);
  align-items: start;
  padding: var(--space-6);
}

.contact__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  background: var(--gradient-icon);
  color: var(--color-primary);
}

.contact__item h3 {
  font-size: 1rem;
  margin-bottom: var(--space-1);
}
.contact__item p { font-size: 0.9375rem; }
.contact__item a {
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  font-weight: 600;
  overflow-wrap: anywhere;
}

.contact__muted {
  color: var(--color-text-muted);
  margin-top: 2px;
}
.contact__item .contact__muted { font-size: 0.8125rem; }

/* ===== Footer ===== */
.footer {
  background: var(--color-navy-dark);
  color: rgba(255, 255, 255, 0.75);
}

.footer__inner {
  display: grid;
  grid-template-columns: 1.2fr 2fr;
  gap: var(--space-12);
  padding-block: var(--space-16);
}

.footer__logo {
  width: 230px;
  height: auto;
}

.footer__legal-name {
  margin-top: var(--space-2);
  font-size: 0.8125rem;
  color: rgba(255, 255, 255, 0.55);
}

.footer__tagline {
  margin-top: var(--space-4);
  font-size: 0.9375rem;
}

.footer__nav {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-8);
}

.footer__heading {
  color: #fff;
  font-size: 0.9375rem;
  font-weight: 700;
  margin-bottom: var(--space-4);
}

.footer__nav ul { display: grid; gap: var(--space-1); }

.footer__nav a {
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  padding-block: var(--space-1);
  color: rgba(255, 255, 255, 0.75);
  font-size: 0.9375rem;
}
.footer__nav a:hover { color: var(--color-cyan); }

.footer__bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding-block: var(--space-6);
}

.footer__bottom-inner {
  text-align: center;
  font-size: 0.8125rem;
  color: rgba(255, 255, 255, 0.55);
}

/* ===== Botón flotante de WhatsApp ===== */
.whatsapp-float {
  position: fixed;
  right: 1.25rem;
  bottom: 1.25rem;
  z-index: var(--z-float);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: var(--color-whatsapp);
  color: #fff;
  box-shadow: 0 8px 24px rgba(22, 101, 52, 0.45);
  transition: transform var(--transition), background-color var(--transition), box-shadow var(--transition);
}
@media (hover: hover) and (pointer: fine) {
  .whatsapp-float:hover {
    transform: translateY(-3px) scale(1.05);
    background: var(--color-whatsapp-dark);
    color: #fff;
    box-shadow: 0 12px 28px rgba(22, 101, 52, 0.55);
  }
}

/* ===== Animaciones de aparición =====
   Se usa animation (no transition) para que, al terminar, los estados
   hover con transform de las cards vuelvan a funcionar. La clase .js
   en <html> evita ocultar contenido si el script no carga. */
.js .reveal { opacity: 0; }

.reveal.is-visible {
  opacity: 1;
  animation: reveal-in 420ms var(--ease-out) backwards;
}

@keyframes reveal-in {
  from { opacity: 0; transform: translateY(18px); }
  to   { opacity: 1; transform: none; }
}

.stagger .reveal:nth-child(2).is-visible { animation-delay: 50ms; }
.stagger .reveal:nth-child(3).is-visible { animation-delay: 100ms; }
.stagger .reveal:nth-child(4).is-visible { animation-delay: 150ms; }
.stagger .reveal:nth-child(5).is-visible { animation-delay: 200ms; }
.stagger .reveal:nth-child(6).is-visible { animation-delay: 250ms; }

@media (prefers-reduced-motion: reduce) {
  .js .reveal { opacity: 1 !important; animation: none !important; }
}

/* ============================================================
   Responsive
   ============================================================ */

/* Menú hamburguesa: el nav completo (6 enlaces + CTA + logo) necesita
   ~1100px, así que el menú colapsa antes del breakpoint de tablet. */
@media (max-width: 1100px) {
  .nav__toggle { display: flex; }

  .nav__list {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    flex-direction: column;
    align-items: stretch;
    gap: var(--space-1);
    padding: var(--space-4) var(--space-6) var(--space-6);
    background: var(--color-navy-dark);
    border-bottom: 1px solid rgba(255, 255, 255, 0.12);
    box-shadow: 0 16px 32px rgba(0, 34, 68, 0.40);
    visibility: hidden;
    opacity: 0;
    transform: translateY(-8px);
    transition: opacity 200ms var(--ease-out), transform 200ms var(--ease-out), visibility 0s 200ms;
  }
  .nav__list.is-open {
    visibility: visible;
    opacity: 1;
    transform: none;
    transition: opacity 200ms var(--ease-out), transform 200ms var(--ease-out);
  }

  .nav__link {
    width: 100%;
    min-height: 48px;
    font-size: 1rem;
  }

  .nav__cta-item { margin: var(--space-3) 0 0; }
  .nav__cta { width: 100%; }
}

/* Tablet */
@media (max-width: 1024px) {
  .hero__inner {
    grid-template-columns: 1fr;
    gap: var(--space-12);
    padding-block: var(--space-16);
    text-align: center;
  }
  .hero__subtitle { margin-inline: auto; }
  .hero__actions { justify-content: center; }
  .hero__stats { justify-content: center; }
  .hero__visual { display: none; }

  .grid--3 { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: 1fr; max-width: 34rem; margin-inline: auto; }
  .about { grid-template-columns: 1fr; }
  .defensa { grid-template-columns: 1fr; }
  .siniestro__pasos { grid-template-columns: repeat(2, 1fr); }
  .contact { grid-template-columns: 1fr; }
  .footer__inner { grid-template-columns: 1fr; gap: var(--space-8); }
}

/* Móvil */
@media (max-width: 767px) {
  :root { --header-height: 64px; }

  .header__brand img { width: 148px; }

  .section { padding-block: var(--space-16); }

  .grid--3 { grid-template-columns: 1fr; }

  .hero__actions { flex-direction: column; align-items: stretch; }
  .hero__stats { gap: var(--space-6); }

  .product { padding: var(--space-6); }
  .product__badge { left: var(--space-6); }

  .contact__form { padding: var(--space-6); }

  .siniestro { padding: var(--space-8) var(--space-6); }
  .siniestro__pasos { grid-template-columns: 1fr; }
  .siniestro__acciones .btn { width: 100%; }

  .defensa__panel,
  .about__panel { padding: var(--space-6); }

  .verifier { padding: var(--space-6); }
  .verifier__row { flex-direction: column; align-items: stretch; }
  .verifier__submit { width: 100%; }
  .vr-card__footer .btn { margin-left: 0; width: 100%; }

  .footer__nav { grid-template-columns: 1fr; gap: var(--space-6); }

  .whatsapp-float {
    width: 56px;
    height: 56px;
    right: 1rem;
    bottom: 1rem;
  }
}

/* Rotulo del proposito de cada telefono en el pie (Ventas / Siniestros / Defensor) */
.footer__muted {
  display: inline-block;
  margin-left: var(--space-2);
  font-size: 0.75rem;
  opacity: 0.65;
}